Young drivers being driven off the road by soaring insurance costs

Carla Lockhart MP • January 24, 2024

Upper Bann MP Carla Lockhart has called on the Government to instigate an investigation of soaring car insurance prices, particularly for young drivers, given recent hikes in premiums.

The DUP representative said:


“Turning seventeen is a huge landmark in the lives of so many young people, because it allows them to get behind the wheel, with a view to getting those ‘R’ plates embracing the freedom that offers. In a place like Northern Ireland, with so many people living in rural locations with limited public transport options, that ability to drive and make your own way from A to B is vital.


However, the trend in car insurance prices for young people is proving hugely problematic, with an extra £1000 added to insurance premiums for those aged 17-20 in the last year alone. Many young drivers are now facing a cost of £3000 or more to obtain insurance. That is a huge sum of money, and for many young people and many families, it is simple unaffordable.


We need the Government to investigate why this rapid and steep increase in insurance costs has happened, and to ensure that the market is not profiteering at the expense of young drivers. Indeed, there are questions to be asked as to why insurance for all drivers has seen average prices rise by around a third in one year.


We simply cannot stand idly by whilst young drivers are driven off the road, or even worse, that they gamble with driving without insurance. That poses huge risks to all road users.We need our young people to continue to be able to drive, to allow them to move freely whether that be for education, for employment and simply enjoyment. Obtainable car insurance is key to this. I have spoken with local brokers who are frustrated that big name insurers have left the scene or been bought over and have decided to no longer service Northern Ireland and in some instances the whole of the UK. Whilst this may be a business decision our Government need to do all in its power to investigate, regulate and create the environment for young people and indeed older people to obtain affordable insurance.”

Share

By Carla Lockhart MP May 9, 2025
Upper Bann MP Carla Lockhart has criticised DAERA’s delayed Nutrients Action Plan (NAP), saying it further highlights just how out of sync the Minister is with grass-roots farming in Northern Ireland.
By Carla Lockhart MP May 6, 2025
Upper Bann MP, Carla Lockhart, has paid tribute to David and Sara Watson and the Adam’s Miles for Leukaemia team following the successful completion of their 70-mile walk from Newry to Manchester. The emotional journey, which raised vital funds and awareness for Cure Leukaemia, was undertaken in memory of their amazing son Adam, and supported by communities along the entire route, including a powerful show of support in Banbridge.
By Carla Lockhart MP May 6, 2025
Upper Bann MP, Carla Lockhart, has praised the organisers of the VE Day 80th Anniversary Community Fun Day held in Waringstown on Monday 5th May. The event, hosted by LOL 83 at Waringstown Orange Hall, brought the local community together to remember, reflect, and celebrate with a packed programme of family-friendly activities.
By Carla Lockhart MP May 6, 2025
Upper Bann MP, Carla Lockhart, has welcomed a significant drop in home heating oil prices across Northern Ireland, offering welcome relief to households facing ongoing pressures with the cost of living. According to the latest figures from the Consumer Council, prices are now at their lowest point since 2021, following months of volatility triggered by global market conditions and conflict-related supply issues.
By Carla Lockhart MP May 6, 2025
Upper Bann MP, Carla Lockhart, attended a solemn service of remembrance and thanksgiving in Ballyward to mark the 40th anniversary of the murder of William Heenan, who was shot dead by the IRA in 1985. The event was organised by the South East Fermanagh Foundation (SEFF). 
By Carla Lockhart MP May 6, 2025
Upper Bann MP, Carla Lockhart, has marked the 80th anniversary of Victory in Europe (VE) Day by paying tribute in Parliament to the vital role played by Northern Ireland and Upper Bann in particular in the Second World War.
By Carla Lockhart MP April 30, 2025
Upper Bann MP, Carla Lockhart, has expressed deep concern over the UK Government’s decision to allocate £50 million towards controversial geoengineering experiments aimed at dimming the sun to combat climate change.
By Carla Lockhart MP April 30, 2025
Upper Bann MP, Carla Lockhart, has paid tribute to Rachel McDowell and all involved in a heartfelt and successful Coffee Morning held in Blackskull Orange Hall, raising vital funds for Prostate Cancer UK.
By Carla Lockhart MP April 30, 2025
April is recognised across the UK as the Month of the Military Child – a time to honour the incredible strength, resilience and sacrifice of children whose parents serve in the Armed Forces. While the initiative is officially marked on 25th April in England and Wales, there is currently no formally designated date in Northern Ireland.
By Carla Lockhart MP April 30, 2025
Upper Bann MP, Carla Lockhart, has praised the Upper Bann Fusiliers Flute Band following a superb evening in Lurgan, as the band celebrated its 20th anniversary with a tremendous annual parade. 
More Posts